Retirement these days is not what people were expecting. Their grandparents retired around 55 and had plenty of income to support them. Today, many have no savings to help them get by, forcing them to keep working past retirement age.

 

Even if you were smart enough to save, chances are the economy is going to eat through it quickly. Even Social Security doesn’t cover everything you need – and healthcare costs take whatever’s left.

 

You’ve made the decision to supplement whatever income you have – or maybe you even want to pursue it in an effort to stay productive. It can be overwhelming trying to get started, especially when there are so many options and so much to learn.

 

You have to not only grasp the tasks from start to completion, but consider how much time, energy and money it will take to get started. The good news is, there’s plenty of opportunity for low or no cost options that are super simple for seniors.

 

Even better, you can now leverage an easy-to-use tool (artificial intelligence) to do most of the work for you. This type of technology is as easy to use as having a friendly conversation with someone.

 

Plus, you can get free or low cost options that allow you to build almost all aspects of your business. This takes away the pressure on you, and levels the playing field so you can be competitive without spending tons of money or time in a steep learning curve.

 

You can still have plenty of input whenever you want (especially for those doing this for enjoyment). But when you need time off – AI steps in to shoulder the burden of running the business so you’re making money in the background.

 

I’m going to cover seven different businesses you can start and grow as a senior online entrepreneur by using AI for as much or as little as you want. This will be a painless process, and you’ll enjoy the financial rewards you reap from your efforts, too.

 

Each one is a type of micro-business that can earn more every time you use AI to create new items to publish and generate revenue from. You’ll get to play a role in what gets created, and that’s the fun part!

 

#1 - Launch a Faceless YouTube Channel with AI Videos

 

Many seniors mistakenly believe that in order to make money on YouTube, it means they’ll have to put themselves on camera. Not true! Faceless videos are a very lucrative income stream, and AI makes it easy to do.

 

You don’t have to speak or even learn how to edit videos, either if you don’t want to. AI can create the videos for you using the ideas it (or you) come up with. There are so many faceless video channels – including background scenes people play for hours, short form video tips, and more.

 

To monetize these faceless channels, you can enable ads to play to your views. Or, you can link to products and earn a commission on what gets sales (known as affiliate marketing).

 

You can even get cash from sponsored content or by promoting your own products like the ones in other business models we’ll talk about shortly. The great thing is, once they’re created, these videos earn on autopilot – and many viewers will binge-watch them, helping you earn repeat profits for years.

 

The reason many seniors love faceless video marketing is because they don’t want to be seen or heard on by large audiences. Getting fixed up every day and having a perfect recording background won’t be an issue.

 

You can create these with AI while you’re lounging on your patio in your pajamas having coffee in the morning if you want to! The way it works is you’ll pick a niche topic for your channel.

 

It might be inspiration, trivia, how-to tips, calming scene or something else. You want evergreen concepts. If you’re not sure, ask AI (like ChatGPT) to help you brainstorm some topics.

 

Once you pick one, AI can be prompted with something like, “Give me a 2-minute script with five calming affirmations for anxiety relief,” or “Write a fun 60-second script with five facts about space.”

 

You can use it as is, prompt AI to change something, or tweak it yourself. Then pair that script with a video AI tool like HeyGen and let it generate the video for you using stock images or AI avatars.

 

All you have to do is upload it to YouTube, and AI can help you come up with the title, description, thumbnail and keywords to use so it gets more traffic. Once you have 1,000 subscribers and 4,000 watch hours, you can start earning ad revenue – but you can begin affiliate marketing right away!

 

Consistency is key. You can use AI for batch work in creating dozens of these at a time, and then take off a few days while it’s working for you. This is a slower growth income stream, but it’s something that can be scaled significantly and pay off for years.

Start generating profits with Faceless Ai Video

#2 - Sell AI-Written eBooks Without Writing a Word

 

People crave information, and as a senior you might have a lot to share with younger generations. In today’s world, more people are used to downloading instant digital eBooks than driving to a bookstore and getting a print copy.

 

You can use AI to help you create hundreds of simple eBooks and publish them under your name (or a pen name) so they’re earning for you for a long time. This is a super easy process, made even easier by the fact that AI can research, outline, write and help with publishing and marketing your book.

 

You can publish eBooks about any topic – gardening, cooking, health, relationships – you name it! There’s no need to get a degree as a writer – this is something anyone can do.

 

You can even have your eBooks turned into audio AI books for people who want to listen. Amazon even has this built in and it’ll ask you if you want to turn your eligible eBook into an audiobook at no cost.

 

The old days of having to get an agent and publishing company are gone. You can get AI to not only write (or edit if you prefer to have a heavy hand in its creation), but also format it, design your cover, write your blurb and help with pricing and promotions.

 

Start by working with AI to choose a topic. Take a look at the bestseller list on Amazon and elsewhere to see what’s popular. Find a unique slant to work from and begin prompting AI like this: “Help me outline a beginner’s guide to container gardening,” or “Write a short eBook about how to organize your home after retirement.”

 

AI will generate a list of chapter ideas, summaries and bulletpoints and you can have final say over what gets included. These books can be short (5,000-10,000 words) or longer.

 

You can tell AI what style to write it in, too. If you want your personal style, upload a sample of your writing to ChatGPT and ask it to mimic your voice. Once it’s complete, get AI to help you create a book cover and use Canva templates to design it.

 

Use AI to help you enter the information like the blurb and pricing into Amazon KDP (Kindle Direct Publishing). If you prefer, you can sell it on Gumroad, Shopify or platforms like Warrior Plus and JVZoo, too.

 

With an evergreen eBook topic, you can continue selling it for years. Just keep publishing more until you have a library of reads for your visitors to choose from, earning you more money from loyal readers.

 

#3 - Open an Etsy Store with AI-Designed Printables

 

Printables are an easy way for seniors to make money online, and AI can take the reins in the project so you don’t have to stress or do a lot of work on your own. Printables sell very well on platforms like Etsy.

 

Consumers go to this site to search for a myriad of printables they can instantly download – like journals, calendars, habit trackers, meal planners, homework sheets, wall art and more.

 

You just have to have AI create these digital downloads one time and they can sell forever. You don’t have to worry about shipping anything, counting and stocking inventory, or interacting with customers beyond the original sale.

 

It’s a low risk, low effort business that has potential to bring in a lot of money. Because it’s listed on Etsy, you don’t have to worry about creating a website. And the audience is already built into the site.

 

Ask AI to help you brainstorm ideas for printables that will sell well on Etsy. It can give you information about product descriptions, pricing and more. When you’re ready, AI and Canva can work hand in hand to create the items for your store using drag-and-drop templates and prompts that customize it to your liking.

 

You can prompt AI specifically for ideas like, “What kind of printable trackers are popular with homeschool parents?” Or “What kind of printables for special occasions like weddings or birthdays are popular on Etsy?”

 

You can edit and refine your list and Canva has a wide variety of templates in different sizes and styles. You can edit them and add whatever wording you want (whether AI creates it or you do it yourself).

 

Then you download your creations and have AI craft an instruction sheet that you can send customers with their file. Upload it in a free seller account that you create on Etsy and start selling!

27 low content books 2025

#4 - Create Email Newsletters With AI Content

 

Many seniors think they have to be big name marketers with an enormous list of subscribers in order to make money with email marketing. Not true! Even a small, targeted list of the right audience can help you start earning a significant income.

 

AI is fantastic at email newsletter creation. In any niche of your choosing, it can help you come up with the best categories or sections and then craft content that will make recipients eager to open your emails.

 

The best way to do this is to choose something you’re interested in. It might be golf, cooking, survival, camping, or something like arts and crafts. Whatever the topic, work with AI to come up with a lead magnet that gets people to subscribe to your newsletter.

 

This is often a short report of value-packed information that proves your value to the reader so they’ll continue opening subsequent emails from you. You can have AI create a weekly newsletter – or even daily, depending on how often the topic needs to be discussed.

 

There are autoresponder systems like Aweber or GetResponse that you can use free until you have a certain number of subscribers. Or, you can set up a free account on a newsletter platform like Substack, which is kind of a combination of a blog and email list.

 

You’ll be able to share your sign up form to get people on your newsletter. AI can help you come up with a title for your newsletter – one that hooks your audience. Then you can have it create content for you by prompting it like this: “Write a 300-word email about how seniors can save money on grocery shopping,” or “Create a weekly newsletter intro for a gardening tips email.”

 

Again, you can tell AI what personality to use so that it either has a unique voice or mimics your own. If you have a personal story you want included, tell it to AI and have it weave it into the content on your behalf in a polished manner.

 

As for monetizing it, you can use affiliate marketing or sell your own eBooks in the newsletter. You might also have sponsored sections of your newsletter, where people pay you to write about their business.

 

#5 - Sell AI-Assisted PLR Products to Other Online Entrepreneurs

 

Private label rights (PLR) is content that can be in the form of text (blog posts, eBooks, short reports, etc.), videos, images and even audio. It’s content other professionals purchase because it’s readymade and they can use it as their own.

 

You can become a seller of PLR and even sell PLR that’s created by AI! Why wouldn’t other marketers just use AI to create their own content? Because they are busy with other tasks, and you still have to prompt and work with AI to get the job done.

 

PLR is another digital income stream that can earn for you passively. Create and upload it once and earn for years. You can even use AI to freshen up any outdated content so that your sales never start to lag.

 

Think of the content marketers need on a daily basis. They need blog posts, info products to sell, social media posts, bonus materials, checklists, cheat sheets, video courses, audiobooks, image packs and more.

 

You can ask AI to help you decide what kind of PLR products to create. You can specialize in one niche or publish many niche product packs. Then once you know, have it brainstorm ideas for content that those marketers will want and need.

 

You might prompt it like this: “Give me ideas for a 14-day email series that offers beginner gardening tips for seniors.” Or, “List 20 blog post ideas for bug out survival tips for preppers.”

 

Once you know the items make sense, have AI do all of the creation for you – in a professional voice. PLR isn’t where you add your own voice and stories because the buyer will be using it as their content.

 

Once it’s ready, you can have AI create any accompanying product elements like images and bundle it up for sale. Save the content in Word and Txt files for the buyers. Then sell them on platforms like JVZoo, Warrior Plus, or use Thrivecart or other platforms.

Use AI prompts to Enhance The Value Of your PLR 2025

#6 - Write and Publish AI-Coached Fiction Novels

 

Fiction publishing is a fun and lucrative way to earn money in your golden years. Again, you don’t need an agent or publishing firm to become an author. Many fiction authors who are bestsellers are indie authors – meaning they self-published their work.

 

You might love to read (or not). It doesn’t matter! AI can help you come up with a single or series book idea that you can publish in a genre of your choice. AI is good at writing and brainstorming for all genres – crime thrillers, sci-fi, cozy mysteries, romance and more.

 

You can start by prompting AI to help you with plots, then ask it for character profiles, scenes, settings and so on. AI can write a fiction blurb that taps into what readers of that genre are looking for in their book buys.

 

You might want to write the bones of the book yourself and then have AI help you polish it up with better content. Or, have AI write it from scratch for you – the choice is yours to make.

 

If you have AI write it, you can have it do one chapter or scene at a time. Amazon allows AI content to be published. If it’s written fully by AI, you just need to check the option that says AI produced it – but if you wrote it and AI helps after the fact, you don’t have to declare that.

 

This is a rewarding career. You’ll develop a fan base who waits for your next publication. You get to be creative to whatever degree of input you want. You don’t have to stick to just one genre, either – you can publish in many of them.

 

To get started with the process, prompt AI with something like, “Give me five story ideas for a cozy mystery featuring a retired schoolteacher who moves to a small town,” or “Help me outline a sweet romance about two empty nesters falling in love again.”

 

AI will deliver things like the plot summary, names of characters and places, conflict and resolution ideas, etc. Then prompt it to continue the process if you want to, like this: “Write Chapter 1 of a small-town romance based on this outline,” and then paste your outline or notes in for it to work from.

 

These published fiction works can be as little as 10,000 words for short stories or 50,000 and up for full novels. Once it’s finished and published on Amazon KDP and elsewhere, ask AI for help with book promotion ideas like paid ads, book tours and more.

How to use AI For Writing Fiction

#7 - Earn from Creator Funds and Paid Posts Without Being a Full-Time Influencer

 

Lastly, we have an income stream many seniors are pursuing – becoming influencers or what’s lovingly nicknamed Grandfluencers for seniors. These social media content creators get paid for their content through creator funds and other avenues.

 

TikTok is one of the best places to generate this income. It’s not a platform for kids anymore. All age groups are there and your audience can be anyone. Your content can be about any topic – there are creators getting money from views about meals they cook, their pets, and a whole host of other topics.

 

You can use AI to lessen the stress on you in coming up with consistent ideas. You can either be on camera or, like we discussed in the section about YouTube, be a faceless account.

 

This passive income stream only requires videos that are at least 60 seconds long. You need to meet their minimum requirements on followers, but once you can start earning, your videos will begin paying off for you.

 

Some seniors are earning $3,000 or more from each video they upload! There are seniors who simply give a little tip or advice – something they’ve learned in their years and want to share with younger people.

 

The short-form content creator income is something AI can help you script, and it can then give you ideas on monetizing each one in addition to creator funds, with affiliate recommendations, sponsored ads and more.

 

You can use AI to create short form videos for your TikTok accounts, too. Have it create them in batches, upload them and watch them earn for you. Let’s say you want to post “Daily Wisdom for Grandparents.”

 

You can ask ChatGPT to: “Write 30 short quotes or tips that grandparents would find inspiring or useful.” Copy that list into your content planner. Canva can create the visual designs and you can use an AI voice for the audio if you don’t want to make it yourself.

 

Working with AI means you don’t have to spend time coming up with ideas, creating content or being strategic with things like descriptions and promotions. Let AI technology handle it all – while you simply oversee it as you relax and enjoy your retirement while still generating new form.

TikTok AI Prompts